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This domain scoap.org.au has the following on the site, "No Interest Loans Scheme NILS." We observed that the webpage also said " NILS is a community-based program that enables people to access fair, safe and equitable credit for the purchase of goods and services." It also stated " It offers a form of revolving community credit to low income earners - as borrowers repay their loans the funds become available to lend to other people. Mike not his real name was worried when his hot water service started playing up and winter was approaching. When he enquired with a local church agency about borrowing some money." The header had scoap as the highest ranking keyword. It was followed by nils, no, and interest which isn't as ranked as highly as scoap. The next words the site used was loans. scheme was also included but will not be viewed by web engines.